Privacy Policy

Information We Collect

At olunivarenthisy, we collect information that helps us provide you with better financial stability analysis services. This includes personal details you provide when creating an account, such as your name, email address, and financial information relevant to our analysis.

• Personal identification information (name, email, phone number)
• Financial data you choose to share for analysis purposes
• Device information and usage patterns on our platform
• Communication preferences and feedback

How We Use Your Information

Your information helps us deliver personalized financial stability insights. We analyze the data you provide to generate reports and recommendations tailored to your financial situation. This analysis happens within secure systems designed to protect your privacy.

We also use your information to communicate with you about our services, send important updates, and occasionally share relevant financial education content that might interest you. You can opt out of marketing communications at any time.

• Providing financial stability analysis and personalized reports
• Improving our algorithms and service accuracy
• Sending service updates and educational content
• Ensuring platform security and preventing fraud

Data Protection and Security

We take data protection seriously. Your financial information is encrypted using industry-standard methods, and our servers are protected by multiple layers of security. Our team regularly reviews and updates these security measures to stay ahead of potential threats.

We store your data in secure facilities within Australia, and we never sell your personal information to third parties. Access to your data is strictly limited to authorized personnel who need it to provide our services.

Sharing and Disclosure

We don't share your personal information with third parties for marketing purposes. However, we may share anonymized, aggregated data for research purposes to help improve financial services more broadly.

In some cases, we might need to share your information if required by law, to protect our rights, or to ensure the safety of our users. We'll always notify you if this happens, unless legally prohibited from doing so.

• Service providers who help us operate our platform (under strict confidentiality agreements)
• Legal authorities when required by Australian law
• Anonymized research data to improve financial services industry standards

Your Rights and Choices

You have control over your information. You can access, update, or delete your personal data through your account dashboard. If you want to stop using our services, you can request complete deletion of your account and associated data.

You also have the right to request a copy of all information we hold about you, and to ask us to correct any inaccuracies. We aim to respond to these requests within 30 days.

• Access and download your personal data
• Correct inaccurate information in your profile
• Delete your account and associated data
• Opt out of marketing communications
• File a complaint with Australian privacy authorities

Cookies and Tracking

We use cookies to improve your experience on our website. These small files help us remember your preferences and provide a more personalized service. You can control cookie settings through your browser, though some features might not work properly if you disable them.

We also use analytics tools to understand how people use our website. This helps us identify areas for improvement and create better user experiences. All analytics data is anonymized and cannot be traced back to individual users.

Data Retention

We keep your information only as long as necessary to provide our services. Financial analysis data is typically retained for three years to help track your progress over time. Account information is kept while your account is active, plus an additional year after closure for administrative purposes.

Some information might be retained longer if required by Australian financial regulations or for legitimate business purposes like fraud prevention. We regularly review and delete outdated information that's no longer needed.

Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you via email or through a notice on our website.

We encourage you to review this policy periodically to stay informed about how we protect your information. The most current version will always be available on our website with the effective date clearly marked.